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Home / Home Insurance / Available Coverage / Tenant Insurance

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Renter's insurance

Because renter's insurance is more than just a protection against fire, theft and vandalism!

It is always surprising to note that some tenants neglect to take out an apartment insurance policy. Paradoxically, having strong insurance coverage is essential, even if you live in an apartment.

In more concrete terms, what is it exactly that renter's insurance covers? Actually, apartment insurance is divided into two basic areas:

Content coverage
Renter's insurance will protect your personal property (furniture, electronic equipment, clothes, etc.) in any of the following situations:

• If you are the victim of a fire, theft, or vandalism.
  
  
• If you are the victim of a fire, theft or vandalism while your personal property is temporarily located off the insured premises (bicycle, computer, etc.).
  
  
• If you've made improvements to your apartment out of your own pocket, such as new tiles on the kitchen floor.
  
  
• In the event of an accident involving your personal property (broken television set, spilled paint on your sofa, etc.)**.
  
  

What's more, in the even of a loss this insurance covers additional living expenses, i.e. it will pay for any additional living costs you have above and beyond your normal living costs.

Liability insurance
With National Bank Insurance's apartment insurance you may benefit from a $2,000,000 protection. But what is liability insurance for anyway?

• 
  
• It will protect you from a neighbour’s lawsuit if you accidentally set fire to your rental unit or if you are responsible for water damage.
  
  
• It will protect you if you are sued for accidentally hurting someone. For example, you are a golfer and your errant golf ball strikes and injures someone.
  
  
• It will protect you from different types of civil action when you are abroad. For example, you accidentally set fire to your hotel room.
  
  

Combine your auto and home insurance and save big

Did you know that by combining your auto and home insurance, a good portion of your home insurance could be paid for by the savings you'd make on your auto insurance?

For approximately $19^* per month, give yourself the peace of mind of being well protected. Request an online quote now or call us at 1 877 871-7500.

 

* Some conditions apply

** Only available for optimal protection benefits

 

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