Homeworkers insurance

Standard protection

  • Coverage for your professional property
  • Coverage for your software applications, according to value
  • $7,000 for loss of income
  • $5,000 for record reconstitution after a loss
  • $5,000 for accounts receivable  
  • Legal liability on the premises if you receive clients

Optimal protection

  • Coverage for your professional property
  • Coverage for your software applications, according to value
  • $10,000 for loss of income
  • $10,000 for record reconstitution after a loss
  • $10,000 for accounts receivable
  • $2,500 for your trade sign
  • $2,500 for property in the custody of representatives
  • Legal liability on the premises if you receive clients
  • Free legal insurance 

Your professional property

There’s your computer, printer, phone, fax machine, perhaps some specialized books, your camera and other items related to your professional activities. In your standard insurance policy, coverage for professional items is generally limited to a few thousand dollars, which can rapidly prove insufficient. 

With Self-employed workers insurance, your property on the premises can be protected up to $50,000 and your property outside the premises up to 25% of that amount.

Your reality

What if you have a sign, accounts receivable? Not being able to work from home might result in a loss of income. Self-employed workers and teleworkers often have a particular reality.

Coverage for your specialized software is not limited as in your standard insurance policy, it is provided according to its value. Also, in the event of loss, you might need the help of professionals to restore your files, find your accounts receivable or your accounting documents. The Self-employed workers insurance is there for you because we understand your reality.

Legal insurance for your professional reality

When opting for the Self-employed workers insurance – Optimal protection, you get legal insurance for free with $5,000 coverage. When combined, these two protections allow you to benefit from exclusive options.

  • Collection of debt
  • Breach of contract
  • Legal action against a supplier