The information concerning your insurability will be treated confidentially. However, the Insurer or its reinsurer may make a brief report to MIB Inc. (MIB), a not-for-profit organization for life and critical illness insurance companies that operates an information exchange on behalf of its members. If you submit an application for life or critical illness insurance or a claim to one of the member companies, the MIB will, at the company’s request, provide it with the information in its files. At your request, MIB will provide you all the information it has concerning you in its files. If you are doubtful as to the accuracy of the information held on file by MIB, you may request a correction by writing to MIB Inc., 330 University, Suite 501, Toronto, Ontario M5G 1R7. Telephone: 416-597-0590, www.mib.com. The Insurer may also provide the information it has on file concerning you to other insurance companies to which you submit a life or critical illness application or claim.
The Insurer will establish an insurance file in which all information concerning your insurance application and any claims made thereunder is included. Your file will be kept in the Insurer’s offices. You will be entitled to have access to the personal information contained in your file and, if applicable, have it corrected. For more information, consult the confidentiality policy of the Insurer, which is available online on our website.