Snowmobile Insurance

Civil liability

When snowmobiling, you are driving off public roads in an environment that receives little or no maintenance. As a result, there is a higher risk of causing damage to another person: fence, tree, building or other property. That’s why we offer civil liability protection for up to $2,000,000.

Coverage for your snowmobile

You can choose to cover your snowmobile against fire or theft, add vandalism, glass breakage or collision. It’s your choice and we are there to advise you.

Members of the Fédération des clubs de motoneigistes du Québec

If you are an FCMQ member, it will automatically offer you a liability coverage when you purchase your trail permit. Several options are available: contact the FCMQ for more details! If you are covered by this liability insurance, you can then choose to cover only the damage to your snowmobile.

Insurance outside Québec

If you leave the province with your snowmobile, no worries, you are still covered! There’s no extra charge if you are outside Québec for up to 180 consecutive days. But please do take a few minutes to notify us of your departure. 

Equipment and accessories


Get up to $3,000 coverage at no additional cost for the equipment and accessories you have added to your snowmobile. If you need more, you can also increase this protection for a small surcharge.

Advice & Benefits