House Insurance
No worries protection
Prestige package
- All perils coverage for your residence and personal property
- A global amount for all your protections
- Generous coverage for all property types
- Coverage in case of the unexplained disappearance of an object
- Coverage for the property of a member of your family residing in a long-term care facility
Balanced protection
Comfort package
- All perils coverage for your residence
- Specified risk coverage for your personal property
- Different coverage amounts for your different protections
- Limited coverage for some property types
The basics, at a fair price
Security package
- Specified risk coverage for your residence and personal property
- Different coverage amounts for your different protections
Protections
Your residence
You take care of your home, we help ensure all this effort will never be lost. Fire, vandalism, collapse, your house is covered for the amount it would cost you to rebuild it. In the event of a loss, this coverage allows you to repair or rebuilt your home as it used to be.
Your personal property
Your furniture, your clothes, your books, your disks, even your curtains and your toiletries: everything that’s in your house is covered against theft or fire. Depending on the protection you chose, other risks can also be covered.
Your liability
Worldwide civil liability coverage: whether someone gets hurt on your porch, your tree falls on the neighbour’s roof or you cause an accident in a hotel at the other end of the world, this coverage will save you many worries.
Other protections
You can also insure your garden shed and all other detached structures. You have tenants? Loss of rental income following a disaster can also be covered. Many different protections are available and include what is most important to you.
Enhanced coverage for home insurance
Canadians are working from home and spending more time online than before. To make sure you get the coverage you need, we've made improvements to our home insurance policies as well as the S.O.S Identity® coverage.
- Personal liability coverage of contents coverage has been updated to add working from home as an acceptable use of the premises.
- Coverage limits for personal property pertaining to a business has been increased to $7 500.
Additional options
Optional additional options according to your needs.
Oil leak or overflow
Up to $100,000 of protection to cover the consequences of a leak or a spill of domestic fuel oil.
S.O.S. Identity®
A 24/7 assistance and insurance coverage that helps you restore and protect your identity in the event of identity theft or a cyberattack and cover expenses related to restoring it.
Spa and swimming pool
To cover your spa or swimming pool and accessories.
Home claim forgiveness
If you own your home, Home claim forgiveness protects you against a premium increase following a first claim.
