Legal conditions of our promotions
Available through the National Bank Insurance Auto | Home app, Drive Savvy is National Bank Insurance Auto | Home 's usage based insurance program that rewards safe drivers. Using your smartphone's GPS, accelerometer, gyroscope, we will measure your driving habits in order to personalize your car insurance premium. Your premium could also be adjusted based on the time you spend on the road. At renewal, your premium could decrease or increase of up to 25% based on your driving habits. New National Bank Insurance Auto | Home clients, who activate Drive Savvy in the app, receive a one-time 10% activation discount applicable for their first policy term. At renewal, the activation discount is replaced by premium adjustment based on the driving habits of enrolled drivers.
The savings percentage is based on filed and approved discounts and rates for the base automobile insurance policy only, which excludes endorsements. The average web discount that new customers of Belair Insurance Company Inc. would receive on their car insurance premium based on book of business over the Internet as of February 2nd, 2017 in Quebec is 11.4%. Certain conditions, limitations and exclusions apply. Offer may vary and be modified without notice.
*Only available to new home insurance National Bank Insurance Auto | Home customers in Quebec who complete an online homeowner quote. Does not apply to certain fixed price endorsements. The average web discount that new customers would receive based on Belair Insurance Company Inc.'s book of business over the internet as of March 20, 2018 in Quebec is 4.9%. Certain conditions, limitations and exclusions apply. Offer may vary and be modified without notice.
This amount represents the approximate savings reported by Belair Insurance Company Inc.'s customers who participated in its survey(s). This savings amount is not guaranteed and varies based on each person's individual insurance profile.
Eligibility Conditions – $50 Offer
This offer is only available to individuals whose employer has joined the National Bank Insurance Auto | Home program. The offer consists of a cheque in the amount of $50 per new insurance policy, for eligible automobile or home insurance policies. No minimum premium amount or policy term required.
The quote must be provided by telephone, you must disclose to the agent that your employer has joined the National Bank Insurance Auto | Home program and the effective date of your insurance policy must be within 60 days following the purchase of the policy. If eligible and if your account is in good standing, Belair Insurance Company Inc. will send you your cheque between 70 and 90 days after your policy’s effective date. This offer cannot be combined with the discount offered when you obtain an online insurance quote.
This offer applies to Quebec residents only and is subject to change without notice.
National Bank Insurance Auto | Home is a damage insurance agency owned by National Bank of Canada that distributes only auto and home insurance products underwritten by Belair Insurance Company Inc.
Details on “for as little as $10.34/month*” advertisement | By National Bank Insurance Life | Health
*Certain conditions apply. The $10.34 amount is based on the rate for a non-smoking 46-year-old man with 10-Year Term Life Insurance policy from National Bank Life Insurance Company (“NBLIC”) in the amount of $25,000. 10-Year Term Life Insurance is coverage in the event of death, accidental death and critical illness diagnosis under the terms and conditions of the insurance contract. 10-Year Term Life Insurance is an insurance product established by National Bank Life Insurance Company (“NBLIC”), an insurance company offering life and health insurance products. This product is exclusively offered to residents of Quebec via a network of dedicated licensed brokers acting on behalf of National Bank Insurance Firm Inc., a financial services firm that has a financial relationship with NBLIC. This Insurance is also offered in other Canadian provinces by salaried employees who are offering only the 10-year term life insurance.This insurance is subject to the terms, conditions, limitations and exclusions set out in the insurance contract.
National Bank Insurance Life | Health: National Bank Insurance Life | Health is a trademark of National Bank of Canada used under licence by National Bank Life Insurance Company (“NBLI”).