S.O.S. Identity protection® - Identity Theft Coverage

A 24/7 assistance and insurance coverage that helps you restore and protect your identity in the event of identity theft or a cyberattack and cover expenses related to restoring it.

Full coverage

S.O.S. Identity covers up to $25,000 of the costs incurred while you are in the process of re-establishing your identity. 

What’s covered:

  • Legal fees
  • Expert fees in support of your case
  • Associated costs: costs to reissue your identity documents (health insurance card, driver’s licence), postal and courier costs
  • Loss of income due to absence from work, up to $500 per day up to a maximum of $5,000.

Legal information hotline

With S.O.S. Identity, you have access to 24/7 assistance while restoring your identity. Even if you haven’t been the victim of identity theft or a cyberattack, , you can call and talk to one of our agents for preventative advice to make protecting yourself a priority.

Doesn’t constitute a claim on your home insurance policy 

By not constituting as a claim on your home insurance policy, National Bank Insurance Auto | Home makes it even easier to prepare yourself for the unexpected. Opt for this coverage knowing that we’ll be there to help you deal with the inconveniences that come with identity theft. Give yourself the comfort and peace of mind you deserve with the S.O.S. Identity Theft Coverage.

What is identity theft?

Identity theft is any instance where your personal information is collected or used without your knowledge for fraudulent purposes. This is when a person uses your personal information to commit fraud, deception or any other criminal act, among other things. 

A concrete example: online fraud

There are many ways for an ill-intentioned person to collect your personal information online: through phishing or hacking, or by using fake email addresses, fake websites or malware.

After collecting your personal information, a fraudster might use this information to take out a loan in your name, for example. Imagine the consequences this could have on your credit rating.

S.O.S. Identity would cover the legal fees to prove that you did not take out this loan.