S.O.S. Identity protection

Get support in the process to get your identity back.

Full coverage

S.O.S. Identity covers up to $25,000 of the costs incurred while you are in the process of re-establishing your identity. 

What’s covered:

  • Legal fees
  • Expert fees in support of your case
  • Associated costs: costs to reissue your identity documents (health insurance card, driver’s licence), postal and courier costs
  • Loss of income due to absence from work, up to $500 per day up to a maximum of $5,000.

What is identity theft?

Identity theft is when your personal information is collected or used without your knowledge for fraudulent purposes. This is when a person uses your personal information to commit fraud, deception or any other criminal act, among other things. 

A concrete example: online fraud

There are many ways for an ill-intentioned person to collect your personal information online: through phishing or hacking, or by using fake email addresses, fake websites or malware.

After collecting your personal information, a fraudster might use this information to take out a loan in your name, for example. Imagine the consequences this could have on your credit rating.

S.O.S. Identity would cover the legal fees to prove that you did not take out this loan. 

Did you know?

From 2010 to 2014, the number of reported incidents of identity theft in Quebec has risen from 68 to 942*.

 

Legal note

*Journal Métro, December 18, 2014