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Insurance for damage to your vehicle

All risks (section B1)
A combination of the two coverage options described below.

Collision (section B2)
Coverage for damage to your vehicle resulting from an accident for which you are responsible.

Accident without collision (section B3)
This coverage is for damage caused to your vehicle such as fire, theft, vandalism, broken glass and other specified risks. It is generally purchased WITH collision coverage (section B2) if the vehicle still has an appreciable value or WITHOUT if it is over 10 years old. Your agent will help you choose the best coverage for your vehicle.

Specified perils (section B4)
This protection covers your home or vehicle against the perils specified on the contract, such as hail, lightning, etc.

Note: In your insurance policy (Owner's form Q.P.F. N^o 1), the auto insurance coverage comprises several sections. Section A provides civil liability coverage and section B is divided into 4 sub-sections (Divisions 1-2-3-4) which describe the coverage for damage caused to your vehicle

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